Housing

 The Whitewater Community Development Authority offers assistance with Homeowner Housing Rehab, Rental Rehab and has resources to assist with the purchase of your first home.  Please call 1-800-552-6330 to discuss your opportunity for assistance.

Housing Loan Program

The City of Whitewater has a Community Development Block Grant for Housing Rehabilitation.  The funds will be loaned at 0% interest to eligible households for home repairs.  Applications are accepted on a first come first serve basis.  There is no cost to fill out an application and all information submitted is strictly confidential.

Funds are available for the following types of projects:

HOMEOWNERS

These funds will be lent to eligible households for home repairs.  The loan is a 0% interest, deferred payment loan – you do not pay it back until you sell the house or no longer live there.

TENANTS

Loans are available to assist with purchasing a home.  The loan is a 0%, deferred payment loan – you do not pay it back until you sell the house or no longer live there.  Funds can assist you with down payment and closing costs.  There will also be funds available to make repairs to the home that you purchase.

LANDLORDS

Installment loans are available for landlords who rent to tenants that are low- to moderate- income.  The loan is a 0% interest loan.  Contact the program administrator for more details.

The loan can be used to make the following types of repairs:

In order to be eligible, your income must be below the following limits for Jefferson & Walworth County:

Interested households can contact Susan Maier at the MSA Housing Program Office at 1-800-552-6330 for more information.   Households can apply for the housing program at any time.

Homeowner Rehab Application (click here)

Applicants will be required to submit a copy of their 2010 Federal Income Taxes, most current paycheck stubs, a copy of their property insurance, and a copy of their 2010 property tax bill.  In addition, if you receive child support, social security or unemployment, you will also need to provide documentation for those items.

First-Time Homebuyer

Are you interested in purchasing a home? The Home Buyer's Workshops may be a place to start. The Whitewater Community Development Authority is offers a six-hour course to help you achieve your goal of home ownership. The course will teach you what you need to know to purchase a new home. Topics include establishing good credit, developing a household budget, deciding how much house you can afford, learning what to look for in a home, negotiating the best price, identifying needed repairs, and the loan process.

This program will give you a greater opportunity to own your own home by:

• Giving you the information you need to make a wise purchasing decision.
• Possibly lowering the down payment requirement.
• Possibly eliminating a savings reserve.
• Possibly lowering the amount of income you need to qualify for a home loan.

Please call the CDA office to inquire about upcoming workshop opportunities at: 262-473-0148

March 6, 2010 Program Flyer

Other First-Time Homebuyer Education Opportunities:

Jefferson County Economic Development Consortium
Rox Anne Witte
920-674-8711
864 Collins Road, Suite 111
Jefferson, WI   53549
This email address is being protected from spambots. You need JavaScript enabled to view it.

City of Janesville
18 N Jackson Street
Janesville, WI 53547
phone: 608-755-3065

Walworth County Housing Authority

Walworth County Housing Authority Provides rental assistance through Section 8 Tenant Based Rental Assistance funded by the Department of Housing and Urban Development, own and/or manage 4 apartment complexes, special project to provide permanent housing for disabled homeless persons, Rental Rehabilitation program for eligible landlords to remodel existing rental property, provide landlord/tenant information and counseling, provide special program assistance to homeless persons. Section 8 Rental Assistance is not an emergency program. Applicants will be placed on a waiting list on the first-come first-serve basis with waiting list time about 12-15 months.

Community Action Inc.

Community Action Inc. of Rock and Walworth Counties is a multi-faceted, private non-profit organization founded in 1965. Community Action Agencies exist throughout the United States and were established under the Economic Opportunity Act of 1964 to fight America's War on Poverty.